Why Us?

Our Bond Underwriting System


Our experience ranges from that of a Home Office Underwriter to a Regional Manager to a Senior Underwriter, all for major bonding companies. We are underwriters first, not salesmen and we know how to get things done for you.


Maloney & Associates has developed our own unique underwriting system that is second to none. Online access / use of this system is offered to clients free of charge. This is by far the most sophisticated underwriting / tracking system in our industry (see the Technology page). Our commitment to technology allows us to respond to client needs with reflex-like speed. This enables us to recognize and solve problems in a like manner: Friction-Free Bonding.


We maintain close working relationships with those corporate executives and ultimate decision makers at the various bonding companies.

Our Bond Underwriting System

  • Access to online, real time, up-to-the-minute status of your bond line-of-credit and available capacity remaining. No fluff / No B.S.
  • Access to our in-depth financial analysis, work-in-process and job trend analysis.
  • Access to our many detailed reports relating to a client’s bond history, historical premium costs and a detailed bid history.
  • Most importantly, our systems along with our experience and tremendous attention to detail allows us to address and solve potential bond problems / issues prior to the bonding company ever knowing of it. Yes, the bonding companies are our collective partners and our extraordinarliy proactive approach helps facilitate our goal of Friction Free Bonding.